WHO IS RESPONSIBLE FOR MY CAR ACCIDENT AND INJURIES?
Following a car accident in the city, you may be entitled to compensation. There are a few different mechanisms through which you can pursue the money you’re owed.
NEW YORK HAS NO-FAULT INSURANCE RULES
Insurance is the first place you’ll have to look for compensation after an unexpected crash in New York City. And, because New York state has “no-fault” insurance rules, this means that you’ll have to turn to your own insurance provider first. This is true, regardless of whether or not you are responsible for causing the crash and your injuries.
Your provider won’t be eager to write you a check. They’ll probably work fairly hard to find a reason to deny your claim or minimize your payout. If you don’t stand up for yourself, these tactics can prevent you from getting all of the money you deserve.
Insurance companies know the claims process inside and out. They want to deal with you – not a skilled lawyer. So, it’s smart to bring a New York car accident lawyer into the equation as soon as you can. At Rosenbaum & Rosenbaum, P.C., we know the adversaries you’ll face. We’ve dealt with these scrupulous insurers for years. Give us a call, and we’ll do everything we can to make them play by the rules and pay you the money you deserve.
WE’LL WORK HARD TO IDENTIFY ALL LIABLE PARTIES
If your injuries are severe, the costs of your accident might exceed what your insurance provider is willing to pay. If that happens, you might need to consider filing a lawsuit directly against the responsible party or parties.
In New York, you can potentially file an injury claim against anyone who contributed to your car accident and caused you to get hurt. This might include:
- Drivers of other passenger vehicles
- The driver of your car (if you were a passenger)
- Your own passenger (if you were driving)
- Truck drivers
- Trucking companies
- Bus drivers
- Transit companies
- New York City Transit Authority and other government transit agencies
- Employers of negligent parties
- Lyft and Uber drivers
- Taxi drivers
- Cab companies, or
- Government agencies.
That’s a long list of possible defendants in a personal injury claim. The only way to know who is responsible for your NYC crash is by ensuring that it’s subject to a thorough and detailed investigation. At Rosenbaum & Rosenbaum, P.C., our New York car accident attorneys take the time and invest the resources that are necessary to do just that.